GIFP

Personal, Family & Mortgage Protection

Insurance is an important part of planning for your future. Whilst no one likes to think about negative things that might happen, it is a risk to leave yourself unprotected, so we encourage clients to be prepared for any eventuality.

We can advise you on:

Accident and sicknessIncome protection insurance
Buildings and contentsLife insurance
Critical illnessPayment protection insurance
Home and leisureSmall business

Insurance and Protection

Insurance is an important part of planning for your future. Whilst no one likes to think about negative things that might happen, it is a risk to leave yourself unprotected, so we encourage clients to be prepared for any eventuality.

Various factors outside of your control can affect your financial plans, such as illness or unemployment. During these times, if uninsured, you may have to use some of your hard-earned savings, which you were keeping for longer term plans. And if you are no longer in a position to make regular contributions towards your pension, the future can become quite uncertain.

Everyone will need different types of insurance throughout their lifetime, and in general, there are four key areas of personal protection cover:

  • Life cover
  • Accident, sickness, and unemployment cover
  • Critical Illness cover
  • Income protection

Protection plans are there to make money available to you when you need it and your cover can be affected by:

  • Age
  • Financial circumstances
  • Income
  • Children

We understand how important it is to protect yourself and your family so our trusted advisers will discuss the right cover for you. We will invest time in ascertaining your personal requirements and budget, so we can make the best recommendations to ensure you and your family are protected.

Book a consultation

Start your journey with GIFP. Call us on 01686 623975 to book your first consultation, free of charge.

Calls from a BT line are charged at your calling plan’s standard network rate. Mobile and other providers’ charges may vary.

More Services

Investment Advice & Wealth Management

Investing can be tremendously beneficial but the value of your investment can go down as well as up, due to inflation. We know that you want the best return on your hard-earned money, so we can advise on the most secure investments to provide the best value for money.

Mortgage Advice

It is an exciting time, when you are ready to buy your first home or take your next step on the property ladder, so we know you don’t want to feel overwhelmed by the complexity of finding the right mortgage. So our expert mortgage brokers and specialist financial advisers want to make life easier for you by getting you the best deal and assisting with a smooth move.

Personal, Family & Mortgage Protection

Insurance is an important part of planning for your future. Whilst no one likes to think about negative things that might happen, it is a risk to leave yourself unprotected, so we encourage clients to be prepared for any eventuality.

Wills & Estate Planning

Having a will makes life easier for those left behind. It isn’t a topic we like to think about but planning your finances for the time when you are no longer around is incredibly important.
Without a plan in place, it may cause more distress to your loved ones at a very difficult time.

Retirement Planning & Pension Advice

By depositing a percentage of your wage into a pension scheme throughout your working life, you can secure a regular income for yourself when you retire. We can guide you from when you begin saving right through to retirement. We also help you to understand pension consolidation and best options for you.

Tax Planning

Our advisers will help you to understand the range of tax-efficient investments and government schemes, and how you can make the most of them. We can also help you to mitigate your tax liability, through collaboration with specialist accountants and tax advisers, providing advice that could help you throughout your working life and beyond.